Seen those offers in your online credit card statements? Most likely they are put there by Cardlytics. These smart guys figure out what you spend money on, then match that up with a national list of merchants and then bring specialized offers to you. All you need to do, is accept the offer and shop at the merchant. Because seriously… you were probably going to go there anyway
Bizmosis created a brand-able platform which allows Cardlytics to change out graphics and configuration and deploy a new bank mobile web application in minutes. You have probably used this service already and didn’t realize it.